How I Cut My Monthly Bills in Half — Without Sacrificing Comfort
In 2018, my monthly bills were $2,850 and I saved $0. I tried to cut bills in half by cutting comfort - no coffee, no eating out, no fun, 20 containers same food 5 days, 22 categories 30 minutes daily - lasted 11 days, binged $121 pizza and game, saved $0 and lost $3,600 to overdraft and extra spending. Then I cut my monthly bills in half without sacrificing comfort, 7 boring cuts 10-20 minutes each that survive tired Tuesday 9:47pm after 50-hour week, and saved $1,110 a month $13,320 a year while still drinking coffee daily and eating out 12 times a month. January 2018 bills $2,850: rent $1,100 groceries $520 takeout $340 random Amazon $180 fun $150 clothes $60 gas $120 subscriptions $117 phone $30 Uber $40 other $193. Income $2,800 saved -$50 overdraft $35 $1,200/year. Plus fridge waste $140/month $1,680/year. Plus impulse $200/month $2,400/year. Total waste $3,600 that year more than savings. Tried cut bills in half by cutting comfort: groceries $520→$0 takeout $340→$0 coffee $4.50→...
